PHFA mortgage allows up to 97% financing with up to 6% seller paid closing cost. PHFA also gives up to $2000 in down payment assistance.
The PHFA Homestead program for targeted areas will give a forgivable second mortgage up to $14,999 to reduce the principal balance or down payment assistance. There are no payments for this forgivable loan. The borrower must live in the property for a minimum of 5 years.

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