home page pic Welcome to American Advantage Mortgage Services
At American Advantage Mortgage Services we want to help you with any of your mortgage needs. We created our website to better assist you no matter if you are looking to purchase a home or refinance an existing mortgage. We have been servicing York for many years, but we offer our high level of service to the entire state of Pennsylvania.
When purchasing a home you have many home loan options that are available, and we have access to all the best options. That way you can be sure when you decide to purchase your home that the mortgage will be the best option for your situation. We go beyond just having conventional loans with great rates.
We are experts on FHA loans, which can help some people purchase a home since they just have a down payment of 3.5%. We work with many first time home buyers and this is a great option if you haven’t had a chance to save enough for substantial down payment. The Pennsylvania Housing Finance Agency also offer many attractive home loan option designed to help more people to be able to purchase home.
As a veteran owned and operated company we want to help any fellow veterans and active duty military use the VA loan to purchase a home. With a VA loan you can own a home for no money down and at much looser financial requirements then conventional loans.
With a USDA loan, also known as a rural housing loan, you can purchase a home for no money down. The only big requirement is that the home you purchase has to be designated by the USDA a rural community. However it is an easy way to purchase home even if you don’t have a lot of money saved for a down payment.
Our refinance rates and options are some of the most competitive you will find. We can help you refinance whether you are looking to lower your rate or change the terms of your mortgage. We also do the streamline refinance programs that come with FHA and VA loans. If you want to pull some cash out of the equity you’ve built up, we also offer cash out refinances.
We look forward to not only meeting but exceeding your expectations with our service and rates. Feel free to browse through our website and use any of our interactive tools. Or for more direct help from one of mortgage experts call us at 717-755-0004 NMLS# 51492 


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Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.


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